Best Bank Statement Analyser for Forensic Audits in India 2026
Curated for teams matching: India
Compare the options
Pricing shown where publicly available. Tools marked enterprise pricingdon't publish self-serve rates — you'll need to talk to sales.
| Tool | Fraud/Anomaly Detection | Additional Data Sources | Best For |
|---|---|---|---|
| 01. PerfiosPick | Yes — a core feature | GST, ITR, credit bureau data, and more | Lenders wanting the most established platform in this space |
| 02. FinBox | Yes | Alternate data sources for credit scoring (device data, etc.) | Lenders wanting alternate-data scoring alongside statement analysis |
| 03. Karza (a Perfios company) | Yes | Identity, KYC, GST data | Teams wanting verification APIs alongside statement analysis |
| 04. Setu | Limited — primarily a data-access layer, not a dedicated fraud engine | Account Aggregator ecosystem data | Lenders wanting Account Aggregator-native data access |
| 05. Signzy | Yes — document/fraud checks | KYC/identity data, document verification | Banks/NBFCs wanting onboarding and statement verification in one platform |
Bank statement analysis and financial data platform for lenders
Best for: Lenders wanting the most established platform in this space
Fraud/Anomaly Detection: Yes — a core feature
Additional Data Sources: GST, ITR, credit bureau data, and more
Processing Speed: Near real-time processing claimed (verify current SLA)
Regulatory Compliance: India data residency and RBI-aligned practices claimed — verify current certifications
“The largest and most established bank-statement analysis platform among Indian lenders.”
What does Reddit say about Perfios?Pricing model
Free tier
- – No public free tier — B2B enterprise sales motion
Paid tier
- – Automated statement parsing, fraud/anomaly detection, credit underwriting analytics
Pricing
Enterprise pricing
API documentation
Credit underwriting infrastructure including bank statement analysis
Best for: Lenders wanting alternate-data scoring alongside statement analysis
Fraud/Anomaly Detection: Yes
Additional Data Sources: Alternate data sources for credit scoring (device data, etc.)
Processing Speed: Near real-time claimed (verify current SLA)
Regulatory Compliance: India data residency claimed — verify current certifications
What does Reddit say about FinBox?Pricing model
Free tier
- – No public free tier — B2B enterprise sales motion
Paid tier
- – Automated statement analysis, alternate-data credit scoring, underwriting APIs
Pricing
Enterprise pricing
API documentation
Identity, KYC, and financial data verification APIs
Best for: Teams wanting verification APIs alongside statement analysis
Fraud/Anomaly Detection: Yes
Additional Data Sources: Identity, KYC, GST data
Processing Speed: Near real-time claimed (verify current SLA)
Regulatory Compliance: India data residency claimed — verify current certifications
What does Reddit say about Karza (a Perfios company)?Pricing model
Free tier
- – No public free tier — B2B enterprise sales motion
Paid tier
- – Bank statement analysis APIs, KYC/identity verification, fraud checks
Pricing
Enterprise pricing
API documentation
Fintech infrastructure APIs including account aggregator/statement data
Best for: Lenders wanting Account Aggregator-native data access
Fraud/Anomaly Detection: Limited — primarily a data-access layer, not a dedicated fraud engine
Additional Data Sources: Account Aggregator ecosystem data
Processing Speed: Near real-time via the AA framework
Regulatory Compliance: Built on RBI's Account Aggregator framework — inherently compliance-aligned
What does Reddit say about Setu?Pricing model
Free tier
- – No public free tier — B2B enterprise sales motion
Paid tier
- – Account Aggregator data APIs, bank statement analysis, lending infrastructure
Pricing
Enterprise pricing
API documentation
Digital onboarding and financial document verification platform
Best for: Banks/NBFCs wanting onboarding and statement verification in one platform
Fraud/Anomaly Detection: Yes — document/fraud checks
Additional Data Sources: KYC/identity data, document verification
Processing Speed: Near real-time claimed (verify current SLA)
Regulatory Compliance: India data residency and RBI-aligned practices claimed — verify current certifications
What does Reddit say about Signzy?Pricing model
Free tier
- – No public free tier — B2B enterprise sales motion
Paid tier
- – Bank statement verification, KYC/onboarding automation, fraud detection
Pricing
Enterprise pricing
API documentation